The Big Day is Almost Here
You’ve found your dream home, negotiated terms, and cleared inspections. Now it’s time for the final step—closing day. But before you can officially call that Atlanta property yours, there are a few important things to check off your list. At CAVU Realty, we walk every client through this process so closing feels like a celebration, not a stressor.
What is Closing Day?
Closing day is when you officially transfer ownership of the home. This is when you’ll:
- Sign all the final documents
- Pay closing costs and any remaining down payment
- Receive the keys to your new home 🎉
It’s the last step of the home buying process, but preparation is key to ensuring everything goes smoothly.
How to Prepare for Closing Day
- Review the Closing Disclosure
You’ll receive a Closing Disclosure (CD) at least three business days before closing. Review it carefully—it outlines your loan terms, interest rate, monthly payments, and closing costs. Compare it to your Loan Estimate to ensure accuracy. - Complete the Final Walk-Through
Usually scheduled 24 hours before closing, this ensures the home is in the agreed-upon condition, with any repairs completed and no new issues. - Secure Your Funds
Bring a cashier’s check or arrange a wire transfer for your down payment and closing costs. Personal checks typically aren’t accepted. - Gather Your Documents
You’ll need a valid government-issued ID and any documents your lender or attorney requests. Having everything ready prevents last-minute delays. - Plan Ahead for Utilities & Insurance
Contact utility providers to transfer or start service in your name on closing day. Confirm your homeowner’s insurance is active as of closing.
Common Closing Day Costs
Closing costs in Atlanta typically range between 2% and 5% of the purchase price. These may include:
- Loan origination fees
- Title insurance
- Appraisal fees
- Escrow deposits for taxes and insurance
- Recording fees
Your lender will break down the exact numbers, but it’s smart to budget on the higher end so there are no surprises.
Pro Tips from CAVU Realty
- Wire fraud is real. Always verify wiring instructions directly with your lender or closing attorney before sending funds.
- Arrive early. Closing appointments can take 1–2 hours, so give yourself plenty of time.
- Don’t open new credit accounts. Even days before closing, new credit inquiries or large purchases can cause last-minute loan issues.
Celebrate Your New Home
Closing day is a big milestone, and at CAVU Realty, we love celebrating with our clients. Whether you’re relocating to Atlanta, buying your first home, or upgrading within the metro area, our team ensures your journey ends with excitement, not overwhelm.
What’s Next?
You’ve done all the prep work, and now you’re ready for the big moment. The next step is Closing Day Success—the day you officially become a homeowner. From your final walk-through to signing the last document and finally holding those keys in your hand, we’ll walk you through exactly what to expect so you can step into your new home with confidence and excitement.
👉 Stay tuned for Step 12: Closing Day Success.
