Why Pre-Approval Matters
Before you start touring homes, getting pre-approved for a mortgage is essential. Pre-approval tells sellers you are a serious buyer and clarifies how much home you can afford.
At CAVU Realty, we guide buyers across the Atlanta metro area, including South Atlanta suburbs, intown neighborhoods, and northern communities. For pilots relocating near Peachtree City or Fayetteville, pre-approval ensures you can plan your move without surprises.
How Pre-Approval Works
To get pre-approved, you’ll provide a lender with your:
- Income and employment history
- Credit score and debts
- Savings and assets
The lender reviews your information and issues a pre-approval letter, which strengthens your offer and shows sellers that you are financially qualified.
Choosing the Right Loan Program
Atlanta buyers have access to a variety of loan programs, including:
- Conventional loans
- FHA loans
- VA loans
- Jumbo loans
We connect buyers with trusted local lenders who can explain each program, compare options, and recommend the one that fits your financial goals. Some programs may even reduce or waive private mortgage insurance (PMI), helping you save money.
Align Pre-Approval With Your Home Search
Having a pre-approval ensures your budget matches your search. It prevents frustration and keeps you focused on homes you can realistically afford. At CAVU Realty, we help you interpret loan terms, monthly payments, and other financial factors so you can confidently make decisions.
What’s Next?
Once pre-approved, you’re ready for Step 6: House Hunting with Strategy in Atlanta. With your budget and priorities in place, the search becomes much more productive and enjoyable.
